Personal Insurance

Our Auto Insurance typically includes liability, collision, comprehensive, and uninsured/underinsured motorist coverage.

Factors such as a good driving record, vehicle safety features, and bundling policies can contribute to lower premiums.

Contact law enforcement, exchange information with the other party, and notify your insurance provider promptly.

Yes, we offer discounts for safe driving records, completion of defensive driving courses, and more.

Our coverage extends to various watercraft, including boats, yachts, jet skis, and other personal watercraft.

Yes, our insurance provides coverage for activities in lakes, rivers, oceans, and other navigable waters.

Coverage includes repair or replacement costs in the event of damage, as well as protection against theft.

Yes, we offer discounts for bundling multiple watercraft policies.

Generally, vehicles over 25 years old and maintained in restored or original condition qualify as classic cars.

Classic car insurance takes into account the vehicle's unique value and usage, offering specialized coverage for collectible automobiles.

Policies often have restrictions on mileage, so it's essential to discuss your usage patterns with our representatives.

Yes, an appraisal is typically required to determine the value of the classic car for insurance purposes.

Condo insurance typically covers the interior of your unit, personal property, liability protection, and additional living expenses if your unit becomes uninhabitable.

Yes, while the association's policy covers the building structure, condo insurance is crucial to protect your personal belongings and provide liability coverage.

Condo insurance covers the structure of your unit, while renter's insurance is for those who do not own the unit structure.

Absolutely, our policies can be customized to reflect the value of your personal belongings and provide adequate coverage.

No, flood insurance is available for homeowners, renters, and businesses. It's essential for anyone at risk of flooding.

Flood insurance typically covers structural damage, electrical and plumbing systems, appliances, and personal belongings.

Yes, you can purchase flood insurance at any time, but there is usually a 30-day waiting period before coverage takes effect.

While not mandatory for all homeowners, it's highly recommended, especially if you live in a high-risk flood zone.

Home insurance covers the structure of your home, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable.

While not legally required, it is highly recommended to protect your investment and provide financial security.

Coverage for personal belongings is typically a percentage of the overall dwelling coverage, and additional coverage can be added if needed.

Yes, discounts are often available for measures such as security systems, smoke detectors, and bundled insurance policies.

Our service includes monitoring for suspicious activities, assistance in case of identity theft, and coverage for related expenses, such as legal fees and lost wages.

We employ advanced monitoring tools to detect unusual activities related to your personal information, alerting you to potential identity theft risks.

Contact our dedicated support immediately. We will guide you through the necessary steps to minimize the impact and initiate the resolution process.

While good practices help, Identity Theft Protection adds an extra layer of defense, monitoring, and support to mitigate risks and provide comprehensive coverage.

We provide coverage for various types, including cruisers, sport bikes, touring bikes, and more.

Factors like your riding experience, the type of motorcycle, and your driving record can impact insurance premiums.

Yes, completing recognized safety courses can often qualify you for discounts on your motorcycle insurance.

Motorcycle insurance is specialized to cover the unique risks associated with motorcycle ownership, including bodily injury and property damage liability.

We provide coverage for a range of recreational vehicles, including motorhomes, camper vans, and travel trailers.

Full-time RV living often requires specialized coverage, and our policies can be customized to meet the unique needs of full-time RVers.

Yes, our policies can include coverage for personal belongings within the RV, ensuring your possessions are protected on the road.

Our coverage typically extends across the United States and Canada, but it's essential to discuss specific travel plans with our representatives.

Renter's Insurance covers personal belongings, liability protection, and additional living expenses if your rental becomes uninhabitable.

While not legally required, it is highly recommended to protect your personal belongings and provide liability coverage.

Roommates can share a policy, but it's important to discuss coverage details and ensure it meets the needs of all parties involved.

Renter's Insurance can provide coverage for accidental damage to the rental property, helping to cover repair costs.

Umbrella Insurance provides additional liability coverage beyond the limits of your primary policies, such as home and auto insurance.

Individuals with significant assets or those seeking extra protection against unforeseen liabilities should consider Umbrella Insurance.

Yes, it can cover legal expenses, including lawyer fees and court costs, if you are involved in a covered liability claim.

In the event of a covered claim, you would typically report it to your primary insurance provider first, and once their limits are exhausted, Umbrella Insurance kicks in to provide additional coverage.

Our coverage extends to a variety of items, including jewelry, fine art, antiques, collectibles, and high-value electronics.

Appraisals or receipts are often used to determine the value of items for coverage purposes.

Yes, coverage typically extends beyond the home, providing protection for your valuable items wherever they may be.

Absolutely, our policies are flexible and can be adjusted to accommodate changes in your collection's size or value.

Pet insurance generally covers veterinary expenses for accidents, illnesses, and sometimes routine care. This includes treatments, surgeries, medications, and preventive measures.

It's ideal to enroll your pet in insurance when they are young to secure lower premiums and ensure coverage before any pre-existing conditions arise.

Most pet insurance plans cover a variety of breeds and species. However, coverage options may vary, so it's essential to check with the provider to ensure your specific pet is eligible.

Yes, many pet insurance plans allow you to choose your preferred veterinarian or visit any licensed veterinary professional. This flexibility ensures that your pet receives care from a trusted and familiar provider.